Socially Responsible Investing

We’re here for socially conscious investors –
at Financial Insights Wealth Management, it’s as simple as E-S-G.

What is ESG Investing? Integrating social and environmental values into the investment decision-making process. This process is delineated through evaluating companies based on a standard comprised in the following manner:

E – Environmental

Values a company based on energy use and pollution, among other environmental factors. Also examines environmental risks that might affect a company’s income and how the company is managing those risks.

S – Social

Looks at criteria based on corporate social responsibility. These are factors like donating profits to the community and whether or not a company’s working conditions show a high regard for its employees’ health and safety.

G – Governance

This is a standard that evaluates companies based on their governing structure. It looks at whether a company uses accurate and transparent accounting methods and if common stockholders are allowed to vote on important issues. Companies tend to score low in this standard if there conflicts of interest in their choice of board members, if they engage in illegal behavior or use political contributions to obtain favorable treatment.