Philosophy
At Financial Insights Wealth Management, we focus on working together with you to achieve your life goals. Since 1981, our team has concentrated on developing and implementing investment strategies that have helped our clients establish, monitor and achieve their financial goals. We are a fee-based investment advisory firm registered with the Security and Exchange Commission (Disclosure: Registration does not suggest endorsement by the SEC). As a fiduciary, Financial Insights Wealth Management makes recommendations that are in your best interest while providing you with a mutually beneficial relationship where transparency and open communication are key factors.
We understand that your situation is unique. 
Finding your road map is a two way conversation. Because our lines of communication are always open, we are able to ask the right questions and gather as much information necessary to provide you with the best direction and solutions to achieve your goals.
Our forty plus years of experience within the community, coupled with successful business partnerships, allows our team to bring a wealth of resources to each unique client relationship.
By using our vast network of local professionals, we make sure you are receiving comprehensive advice that spans numerous professional fields. Let us guide you to a clear vision of your path and empower you to follow it.
Our Investment Philosophy and Underlying Principles
Our investment philosophy is based on a number of enduring principles which have served our clients well for more than 40 years. We believe that building and protecting wealth is best achieved through a collaborative framework — one that fully integrates investment management with all facets of a client’s wealth strategy.
These principles guide the portfolio construction and monitoring process and ensure that our clients have discipline to stay committed to their investment plan.
Economic growth creates wealth
Thanks to the productivity, resourcefulness and innovation of corporations, economic growth creates wealth, a positive-sum game for its owners.
In order to be successful, an individual does not have to pick the right stock or select perfect times to move in an out of the market. Instead, investors can enjoy the benefits of participating in capitalism by holding a diversified exposure to capital markets, an approach that has rewarded participants over several decades.
Put clients first
We act under a fiduciary standard which means always putting your interests first. As a fee-only advisor, our compensation structure is designed to ensure our interests are aligned with those of our clients.
Align your portfolio with your goals
There is no “one size fits all” approach to investing. We understand that clients have unique circumstances and aspirations. In order to capture them, we spend a significant amount of time discussing your cash needs, goals, objectives and comfort with market risk.
Long term asset allocation drives success
We focus on asset allocation as a major driver of investment success over the long term. The appropriate mix of asset classes is key to your success, and the best way to obtain expected performance is by identifying an appropriate strategic asset allocation, supported by periodic rebalancing.
Diversify between asset classes
A portfolio that balances risk exposures across multiple sources of return will achieve more consistent performance across a wide range of economic environments and improves the chances of staying the course when market conditions get tough.
Diversify within asset classes
Examples of booms and busts exist for nearly every industry whether it was tech firms in the year 2000 or financial companies in 2008. Diversification within asset classes offsets the unpredictable fortunes of specific companies or industries, allowing an investor to capture the returns of the broader economy.
Prepare for the unexpected
Whether it’s a shock to capital markets or a change in circumstances, our portfolios are designed to address the surprises in life and capital markets. By prioritizing risk management, we aid our clients in protecting against personal challenges or difficult market environments.
Beware of the emotional side
Financial market ups and downs often create powerful emotions in investors. By coaching clients through those tumultuous times, helping them avoid costly changes at precisely the wrong time.
Control what you can
Controlling for costs by accessing institutional pricing and managing for tax efficiency is something within our control. Both efforts have been proven to reliably improve performance without adding risk. Our process is designed to control for these factors and to maximize a client’s return net of taxes.
To learn more about how we manage portfolios, please follow the link below