Privacy Statement

Privacy Notice to our Clients

We are providing you with this information as required by Regulation S-P adopted by the Securities and Exchange Commission. Your privacy is important to us, and maintaining your trust and confidence is one of our highest priorities.  We reserve the right to keep your personal information confidential and understand your desire to avoid unwanted solicitations.  We are required by law to disclose our Privacy Policy to you.  We hope that by taking a few moments to read it, you will have a better understanding of what we do with the information you provide us and how we keep it private and secure.

The Information We Collect and Maintain

The types of information we collect (by mail, telephone, or over the Internet) and maintain about you so that we can provide investment management and/or financial planning services include:

• Information we receive from you to open an account or provide investment advice to you (such as your home address, telephone number, Social Security or taxpayer identification number and financial information);
• Information that we generate to service your account (such as trade tickets and account statements); or
• Information that we may receive from third parties with respect to your account (such as trade confirmations or brokerage firms)

The Disclosure of Information

We will not disclose any nonpublic personal information about you or your account(s) to anyone unless one of the following conditions is met:

• Financial Insights, Inc. receives your prior written consent;
• Financial Insights, Inc. believes the recipient is your authorized representative;
• Financial Insights, Inc. discloses your nonpublic personal information as necessary to effect or process a transaction in any account, or to maintain or service your account(s);
• Financial insights, Inc. is required by law to disclose information to the recipient;
• Financial Insights, Inc. is questioned by professional organizations;
• All e-mail will be processed through FinancialInsights.net. Our outgoing and incoming e-mails are electronically archived and subject to review and/or disclosure to someone other than the recipient.  We cannot ensure the security of information e-mailed over the Internet, so you should be careful when transmitting confidential information such as account numbers and asset holdings.

The Protection of Information

We restrict access to non-public personal information about you to those employees and service providers who need know that information to provide products or services to you. Firm employees are subject to a strict employment policy regarding confidentiality.

All other persons are restricted from accessing that information.  We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.

We respect and value that you have entrusted us with your private financial information, and we will work diligently to maintain that trust.  Financial Insights, Inc. is committed to preserving that trust by respecting the privacy of all our clients to the best of our ability.  We will not disclose your non-public personal information to anyone unless it is required by law, at your direction consent, or is necessary to provide you with our services.  We have not and will not sell your personal information to anyone, even if our formal client relationship ends.